Ski cover essential

News that a schoolboy is being held by police in connection with a hit-and-run ski death at an Italian resort, shows how inherent the dangers are on the slopes. This is a very tragic accident that, though still a rare occurrence, is not an isolated event and resorts in Switzerland and Austria now have speed patrols to take action against the ‘boy racers’ and ‘speed merchants’ who endanger others by their actions.

Other countries will follow suit as this trend increases. But alarm bells should be ringing here, not just against the rise in the accident rate on the slopes, but that recent surveys still show a high number of people going abroad without any travel insurance at all. Whether this is just forgetfulness or a desire to live dangerously, it is shows that many people view travel insurance as an extra expense which can be added or deleted depending on the holiday budget.

But with price of travel insurance premiums, particularly on the internet, being relatively cheap â€" you can find a week’s Winter Sports cover to Europe for under £10, it does seem to be an unnecessary risk to take. It is not necessary to pay through the nose these days and if you are prepared to surf the net then there some excellent deals to be had.